A frequent comment that our Licensed Investigators hear is, “I don’t know how I became a victim of identity theft – I shred everything!”

While a good crosscut paper shredder is a very important tool in the disposal of personal identifying information (PII), the reality is there is no one-step practice to reducing the chance that you’ll become a victim. Similarly, although a regular review of your credit report for activity that you don’t recognize is another helpful tool, the vast majority of fraudulent activity – as much as 80 percent – will never appear on a credit report.

Your data exists in a myriad of locations, so a sound identity management routine will be built upon a variety of tools and tips. Consider implementing the following, in addition to the two mentioned above:

• Use up-to-date security software on your personal computer.
• Utilize complex passwords for things like online bank accounts, email and social networking sites.
• Beware of phishing emails.  As will be discussed in future posts, some of these scams are more sophisticated than others, so don’t assume you know how to spot one. Be suspicious of any email that asks you to provide personal information by replying, visiting a website, or calling a phone number.
• Use social networking websites carefully. Make sure you fully understand the privacy and security features offered by each website. Regardless of which website you choose, never reveal too much personal information, whether through text or photos.
• Be cautious when responding to promotions – if it sounds too good to be true, it probably is.
• Deposit outgoing mail in post office collection boxes rather than an unsecured mailbox.

Tags: credit report, identity theft, personal data management, security software, Social Media

Categories: Consumer ID Security.