Will Experian’s Addition of Rental Information Have an Impact on the Credit Report as an Identity Theft Mitigation Tool?

4/06/2011

Experian, the consumer credit reporting agency, recently announced plans to begin offering more consumer data on its reports, in the form of rental histories. This comes after Experian’s acquisition of RentBureau, a company that collects consumer rental history. The plan, according to Experian, is to combine rental payment data as recorded by RentBureau with the credit data already collected by Experian, in order to provide a more “complete” picture of the consumer’s credit history and, quite possibly, help renters that pay on time boost their credit scores.

Tough New Massachusetts Regulation Takes Effect Monday, March 1, 2010

2/26/2010

On Monday, MA 201 CMR 17.00, which protects personal information collected from consumers, will take effect in Massachusetts. The new rules are meant to ensure the security and confidentiality of personal information, to protect against anticipated threats to the security or integrity of such information, and to safeguard against unauthorized access to and use of personal information in a manner that creates a substantial risk of identity theft or fraud.